Personal Injury Mythbusters: Debunking the Top Legal Myths

July 15, 2025

You’re hurt in an accident. Maybe it was a car crash on I-5 or a slip-and-fall in a Pacific Beach store. Friends start giving you advice: “Don’t bother with a lawyer, your insurance will cover it.” Another says, “You’ll be tied up in court for years.”

Sound familiar?

At Laureti & Associates, we hear these kinds of myths all the time. They cause confusion, delay claims, and sometimes cost people the compensation they deserve. If you’ve been injured in San Diego and are wondering what’s true and what’s not, let’s clear things up.

Do You Really Need a Personal Injury Lawyer If You Have Insurance?

A lot of people assume they don’t need legal help because they have insurance. But here’s the truth: insurance companies are focused on their bottom line. They may offer less than your case is worth or deny your claim altogether.

A personal injury lawyer knows how to push back. We deal with insurance adjusters every day, and we know the tactics they use to delay or reduce payouts. Hiring a lawyer doesn’t mean you’re picking a fight. It means you’re making sure your rights are protected.

Will Your Case End Up in Court? Probably Not.

Another myth we hear often is that hiring a lawyer means you’re signing up for a long, stressful court battle. In reality, most personal injury cases in San Diego settle outside of court.

A good attorney works behind the scenes to negotiate a fair settlement. Court is usually the last resort, not the first step. If your case does need to go to trial, we’ll be ready, but we’ll do everything we can to resolve it quickly and fairly.

Can You Handle a Personal Injury Claim on Your Own?

Technically, yes. But going it alone can cost you. Without legal experience, it’s easy to underestimate what your claim is worth or miss deadlines that affect your rights.

A personal injury lawyer will review your case, explain your options, and help you understand what compensation you can realistically expect. That includes medical bills, lost wages, and pain and suffering. We handle the legal side so you can focus on healing.

What Sets Laureti & Associates Apart

We’re not here to scare you with legal jargon or rush you into a lawsuit. At Laureti & Associates, we believe in honest conversations and clear guidance. We’ve helped people across San Diego get the support they need after all kinds of accidents, from car crashes and falls to workplace injuries.

Our goal is to help you understand your options, avoid common pitfalls, and get results that make a real difference in your life.

Don’t Let Myths Cost You the Help You Deserve

If you’ve been injured in an accident, you don’t have to figure it all out on your own. Let us help you sort fact from fiction and move forward with confidence.

Contact Laureti & Associates today for a free consultation with a trusted personal injury lawyer in San Diego. We’re ready to listen, answer your questions, and help you take the next step.

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